Retail loan delinquencies up, but still within limits: Analysts

Delinquencies in the LAP segment remain highest at 4.14% in November 2021, up 30 basis points from a year ago. One basis point is 0.01 percentage point. Loans due past 90 days in the two wheeler segment are also high at 3.64%, up 140 basis points. Consumer durable loan delinquencies are the third highest in the individual segment at 2.81% in November 2021 up 1 basis point year on year. Delinquencies in the credit card segment have eased sharply by 77 basis points to 2.22%.

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